CLAIM HANDLING

 

Adjuster CAT Claims will handle your claim from inception through settlement, appraisal and/or mediation. We will always keep you informed of developments as they occur. With Adjuster CAT Claims at your side you can be confident that your claim is handled by people who understand insurance policies and procedures.

Investigation
To establish coverage, determine legal liability, and verify if the damages qualify the loss for payment.  We evaluate the claim and determine the maximum amount we can request in accordance with the contract and applicable law.  Utilizing strong technical expertise in contracts issued by the insurer and the coverages provided thereunder, understanding typical losses and circumstances where property can be repaired rather than replaced and using estimating software that the insurance companies use, we are able to present your loss to the insurance carrier appropriately.

Evaluating the claim

The evaluation process involves establishing a dollar value on the claim. We provide a detailed estimate created with industry standard software which establishes the maximum amount payable under your policy.

Every estimate is reviewed by a senior level adjuster with over 30 years experience to ensure that no item is left out and that every dollar required to bring you back to pre-loss conditions is requested.

Negotiation of a Quality Settlement
The final aspect of the claims process whereby insurer advises us of their position and negotiations begin.  With all necessary supporting documentation given to the insurer and a well presented claim we can negotiate in good faith and request the maximum amount on your behalf.

 
 
 
 

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